Effective date: August 2013
Hereinafter Cochran Lawsuit Cash Advance is "Cochran Cash"
We want our customers to be aware of what information Cochran Cash collects and how it is handled, with whom the information may be shared, and our customers’ “opt out” rights. This policy sets forth our policies with respect to nonpublic personally identifiable information (“personal information”) regarding potential, current, and former customers.
I. PERSONAL INFORMATION
To provide reliable, high-quality service, Cochran Cash must collect certain personal financial, legal, and medical information regarding its customers and potential customers. This is information that you, your attorney, or third parties provide to us on applications and other forms, by phone, fax, the Internet, or other delivery services. This information may include, but is not limited to, name, address, e-mail address, telephone number(s), your date of birth, specific medical information relevant to your personal injury, specific case details and claims information, and police reports.
II. COCHRAN CASH'S COLLECTION AND USE OF INFORMATION
All personal information that Cochran Cash collects when you or your attorney speak to a Cochran Cash representative, or via any of Cochran Cash web sites when you inquire about or complete an application for one or more of our products or services (or begin the inquiry or application process, whether you complete the process or not), is handled by Cochran Cash in accordance with this privacy statement.
Cochran Cash uses personal information: for the stated purpose for which such information is gathered; for marketing analysis and sales planning purposes; for risk evaluation servicing and collection purposes; for legal, financial, accounting and tax record keeping; for other business purposes associated with its services; to manage its business; and to comply with requirements imposed by governmental authorities. Cochran Cash discloses personal information to certain service providers who are contractually obligated to keep the information we provide them confidential and to use the personal information we share only to provide the services we ask them to perform.
A. Internet Technology
Like many sites, this Site may employ cookies and web beacons (also known as clear GIF technology or “action tags”) to speed your navigation of the Site, allow you to change web pages during your visit without having to re-enter your information, and track your Site usage.
2. Web beacons assist in delivering cookies and help us determine whether a web page on this Site has been viewed and, if so, how many times.
We may use third-party advertising companies to help us tailor site content to users or to serve ads on our behalf. These companies may employ cookies and web beacons to measure advertising effectiveness (such as which web pages are visited or what products are purchased and in what amount). Any information that these third parties collect via cookies and web beacons is not linked to any personal information collected by us.
B. Third-Party Advertisers and Links to Other Websites
Our site may include third-party advertising and links to other Web sites. We do not provide any personally identifiable customer information to these advertisers or third-party Web sites.
IV. COCHRAN CASH'S INFORMATION SECURITY
Cochran Cash maintains physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your personal information, and secure your information from unauthorized access, use and disclosure. To this end, we use industry-standard methods such as firewalls, encryption and system access controls, and our security practices are regularly reviewed against industry best practices by internal staff and independent third parties.
All personal information that Cochran Cash collects is accessible by Cochran Cash employees, providers, contractors and, to the extent required for the tax, accounting, legal and other professionals hired by Cochran Cash, for business purposes only and to fulfill their fiduciary or representative duty. All such professionals are bound to maintain the confidentiality of information supplied to them by contractual and/or ethical obligations.
V. “OPT-OUT” PROVISION
Cochran Cash offers any person the opportunity to “opt-out” of receiving future offers from Cochran Cash or from affiliated and unaffiliated companies. To remove your information from our database so that you do not receive future advertising communications, you can send an email to firstname.lastname@example.org.
Please note that it may take up to 30 days from the date of receipt of notification for your request to become active. In your opt-out instructions, so that we can accurately remove your record, please include your name, address, phone number, and attorney’s name.
A. California: In accordance with California law, Cochran Cash will automatically opt out California residents from sharing with unaffiliated companies and will not share information we collect about California residents with unaffiliated companies except as permitted by law, with the consent of the customer or to service the customer’s accounts. We will limit sharing with affiliates to the extent required by applicable California law.
B. Vermont: In accordance with Vermont law, Cochran Cash will automatically opt out Vermont residents from sharing with unaffiliated companies and will not share information we collect about Vermont residents with unaffiliated companies except as permitted by law, with the consent of the customer, to service the customer’s accounts or to other financial institutions with which we have joint marketing agreements. We will not share application information, consumer report information and information from outside sources about Vermont residents with affiliated companies except with the authorization or consent of the Vermont resident.
VI. REVISION OF THIS POLICY